StreetCred.Limited is an innovative financial service company based in Abuja, Nigeria, with branches located throughout the country. A trailblazer in Nigeria’s unsecured micro-lending sector and is strategically placed to become the leading market player in the nation. StreetCred. Limited aims primarily to assist grassroots individuals in making optimal financial choices as small business owners and homemakers.

We all know the increase in living standards and the urge to satisfy both individual and family bills have led many to seek alternative financial sources seeing income has become seemingly insufficient. Securing a loan for such purposes is the sole method to access the extra money to achieve these objectives.

Individuals aiming to start or grow their businesses and who may lack financial resources must seek funding from credit institutions. The need for money has caused individuals to make poor choices and sometimes end up with unreliable loan firms.

With so many loan facilities on the market, discovering the ideal product – a good lender – with favorable requirements can be challenging.

This article brings you the tested and trusted StreetCred.Limited

StreetCred.Limited: A Proven Track Record Of Empowering Businesses

For over a decade, StreetCred.Limited has been at the forefront of providing innovative financial solutions to businesses of all sizes. Their commitment to excellence has enabled them to empower countless entrepreneurs and businesses to achieve their goals.

Why StreetCred.Limited?

• Tailored Solutions: StreetCred.Limited understands that every business is unique. That’s why it offers customized credit solutions to meet specific needs. From working capital to expansion plans, they got you covered.
• Rapid Approval Process: A well streamlined application process to provide you with quick approvals and access to funds when you need them most.
• Flexible Repayment Terms: The flexible repayment plans are designed to suit your cash flow and business cycle, ensuring minimal financial strain.
• Competitive Interest Rates: The most challenging part of credit issuance is the high interest rate which may be difficult for borrowers to pay back, and this may eventually put them in the worst financial situation ever. This is why StreetCred.Limited offers competitive albeit seamless interest rates to help you maximize your return on investment.
• Dedicated Support: A team of experienced professionals is committed to providing exceptional customer service. They guide you through the entire process and answer any questions you may have without any bias.

The best lender or credit facility must be easy to work with and offer terms that are understandably affordable, this is simply the maxim of StreetCred.Limited.

Our Achievements

This innovative startup is especially dedicated to helping micro, small and medium-sized enterprises access working capital. Since founding in 2014, StreetCred. has loaned out more than 600million across various platforms. Lots of beneficiaries from across the city of Abuja attest to the amazing business partnership with StreetCred.Limited

To manage their daily functions, small businesses require working capital and must generate profit. The aim is to provide these businesses with the credit they require through a reliable credit system, allowing them to concentrate on their core strengths.

For more information on how to apply and scale up your business.

How Does StreetCred.Limited Scale Up Your Business

Whether you’re a startup looking to scale or an established business seeking growth capital, this credit facility solely helps to:

• Expand Your Business: Invest in new equipment, hire additional staff, or open new locations.
• Improve Cash Flow: Bridge funding gaps and manage seasonal fluctuations in revenue.
• Take Advantage of Market Opportunities: Seize timely opportunities and capitalize on market trends.
• Consolidate Debt: Simplify your financial obligations and reduce interest costs.

Community Growth, Our Priority

StreetCred.Limited encompasses more than simply a financial organization. Certainly! They collaborate with small and medium startups to foster growth, but crucially recognize the importance of developing the community and ensuring a brighter future for young people by generating job opportunities.

As a prominent financial service provider, StreetCred.Limited has broadened its operations to six additional areas within the city of Abuja in Nigeria. This is an invitation for all unemployed young individuals in these regions to apply and work together to enhance this economic development in the suburbs of Abuja.

The six areas in Abuja are:

1. Mpape
2. Zuba
3. Gwagwalada
4. Suleja
5. Dutse
6. Kuje

Job Description: Business Manager – Loan Disbursement & Recovery

Position: Business Manager
Location: Abuja
Reports To: [Supervisor/Executive Role]

Job Summary

The Business Manager will oversee loan disbursement and recovery operations, focusing on strategic growth, effective risk management, and maximizing loan portfolio performance. The ideal candidate will manage a team of credit officers, develop streamlined processes, and foster relationships with clients to ensure timely loan repayments and minimize default rates.

Key Responsibilities

Oversee Loan Operations: Manage the end-to-end loan disbursement and recovery process, ensuring efficient and compliant operations.

Team Leadership: Supervise a team of credit officers, providing guidance and training to maintain high standards of credit assessment, disbursement, and recovery.

Risk Management: Develop and implement risk mitigation strategies to minimize default rates while ensuring sound lending practices.

Client Relations: Establish strong relationships with key clients and stakeholders, handling complex cases to optimize loan recovery rates.

Reporting & Analysis: Prepare regular reports on loan performance, default rates, and recovery metrics, providing insights for executive decision-making.

Policy Development: Develop, update, and enforce policies related to loan issuance, collections, and credit risk management.

Qualifications

Bachelor’s degree in Business, Finance, Economics, or related field. Master’s degree is an advantage.

Minimum of 2-3 years of experience in loan disbursement, credit management, or financial services, with at least 1 years in a supervisory role.

Strong knowledge of loan portfolio management, credit risk analysis, and financial regulations.

Excellent leadership, communication, and analytical skills.

Proficiency in financial software and loan management systems.

Job Description: Credit Officer – Loan Disbursement & Recovery

Position: Credit Officer
Location: Abuja
Reports To: Business Manager

Job Summary

The Credit Officer will be responsible for evaluating loan applications, facilitating the disbursement process, and ensuring timely loan recovery. This role requires a diligent approach to assessing creditworthiness, managing client accounts, and minimizing loan defaults.

Key Responsibilities

Loan Application Review: Evaluate loan applications based on established criteria, conducting credit checks and financial assessments to determine client eligibility.

Loan Disbursement: Facilitate the loan disbursement process, ensuring all necessary documentation is complete, accurate, and compliant with company policies.

Recovery Management: Monitor loan accounts, proactively identifying and addressing potential repayment issues.

Client Interaction: Build and maintain relationships with clients to support repayment, negotiate repayment terms when necessary, and manage recovery actions.

Record Keeping: Maintain accurate records of all loan disbursement and recovery activities, ensuring compliance with company and regulatory standards.

Reporting: Prepare regular reports on loan performance, recovery status, and collection activities for review by the Business Manager.

Qualifications

Bachelor’s degree in Finance, Accounting, Business Administration, or related field.

Minimum of 2 years of experience in credit assessment, loan processing, or collections.

Strong understanding of credit analysis and risk management.

Excellent communication, negotiation, and organizational skills.

Familiarity with financial and loan management software.

TO APPLY, SEND CV To: [email protected]

And call if, necessary:
+234 818 058 7199
+234 803 716 8708
+234 904 815 9656